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Surety Bonds

By Business Insurance, Surety Bonds

Surety Bonds A surety bond is defined as a three-party agreement that legally binds together a principal who needs the bond, an obligee who requires the bond and a surety company that sells the bond. The bond guarantees the principal will act in accordance with certain laws. If the principal…

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Public Livery Insurance

By Business Insurance, Limos, Public Transportation, Specialty Insurance, Taxis

Public Livery Insurance   For-hire livery insurance, also known as livery insurance, is a type of commercial auto coverage for vehicles that are used by businesses that generate revenue from transporting people.   Limousine services provide chauffeured vehicles for hire.  Operations vary, but can include transportation services for corporations, such as transporting executives…

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General Liability Insurance

By Business Insurance

Business Liability Insurance   Do You Need Business Insurance? You may ask yourself, “Why do I need business insurance?”   Businesses need business insurance for many reasons. One reason is that in the U.S., most states require certain coverages in order for a business to operate there. This usually includes workers’…

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Umbrella Insurance

By Personal Insurance

Umbrella Insurance Imagine that you’re just a few years away from a well-deserved retirement. You’ve got a sizable retirement account, plus a house and car that are fully paid off. Altogether, your assets amount to a little over a million dollars. In short, life is pretty good. Then, one day, you get into…

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Winter Safety Tips

By General Safety

Although we have gotten off lightly with regard to winter weather this year, it looks as if that is going to change. Heavy snow and high winds are predicted and with that comes power outages and other damage. Remember, regardless of the weather, we are here for you and your…

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