Winter Storm Safety Tips


Although         we have gotten off lightly with regard to winter weather this year, it         looks as if that is going to change. Heavy snow and high winds are         predicted and with that comes power outages and other damage. Remember,         regardless of the weather, we are here for you and your customers. If         your agency should lose power, please direct your customers to report         their claims directly to our claim reporting center.
We will be sending         customers a brief email with winter weather safety tips. Feel free to         share as appropriate.
Stay         safe on the road this winter
  • While it may be too              late to get your car tuned up – make sure you check your tire              pressure. Tire pressure drops by about one pound for every 10              degree drop in temperature, and low tires make handling difficult              and dangerous.
  • Don’t take a chance,              keep your gas tank close to full at all times.
  • Check your windshield              wipers and top off your windshield washer fluid, too.
  • Keep your vehicle              completely clear of ice and snow, including your headlights. It’s              safer for you and other drivers, and you’ll get better gas mileage.
  • Also remember that salt              build-up on your headlights can substantially reduce your              night-time visibility, so make sure that you clean your headlights              regularly.
  • Slow down! Even if you              stay in control of your car, not everyone else around you will. Leave              plenty of distance between you and other cars.
  • And while we shouldn’t              have to mention it at this point, we will. Don’t text or talk on              the phone while you’re driving. Please.
Make         sure your cell or smartphone is fully charged. Stay safe at home during         a power outage.
Be         careful of tree limbs and wires
  • Stay away from tree              limbs and wires – you may not be able to see wires that are              touching branches.
  • Call a tree or yard              company to handle damaged trees and limbs – don’t try to do this              yourself, especially if power lines are down.
  • Call your electric              company immediately if there are downed wires in your              neighborhood.
Power         outages increase the risk of fires and carbon monoxide poisoning
  • Make sure generators              vent outside. Be careful when fueling. Plug in carbon monoxide              detectors on every floor of your home.
  • If you use a woodstove              or fireplace for heat, please monitor them closely.
  • Candles pose a major              risk of fire. Don’t leave them unattended. Flashlights are a much              safer source of light.
  • Please remember that              gas grills are for outdoor use only.
  • Consider unplugging              major electrical equipment to avoid damage by power surges.
  • Seek shelter if you              need it. The American Red Cross and local media              can provide a list of the shelters near you.
Find         additional safety and preparedness material online at


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